The SMSF lending landscape is about to experience one of its biggest changes in nearly 20 years. From 10 August 2026, Self-Managed Super Funds (SMSFs) will no longer be able to enter into new Limited Recourse Borrowing Arrangements (LRBAs) to purchase residential...

The start of a new financial year is the perfect time to reset, refocus, and take control of your financial future, especially when it comes to your home loan. Whether you’re a first home buyer, looking at refinancing your mortgage, or considering debt consolidation,...

With the cash rate on hold, many borrowers are taking a closer look at their home loans. If you haven’t reviewed yours in a while, it may be worth exploring whether your current loan still suits your situation. With cost-of-living expenses still stretching household...

Australia’s property market is moving through a softer phase. Rising interest rates, stretched affordability, and the federal budget’s tax reforms have eased buyer demand. This is particularly evident across Sydney, Melbourne, and Canberra, where prices have drifted...

With property prices easing in some markets and recent federal budget housing tax reforms appearing to reduce investor competition, conditions may be becoming more favourable for first-home buyers. In this type of environment, there could be more choice, less pressure...

The End of Financial Year is a bit like spring cleaning... except instead of finding old Tupperware lids and mystery cords, you're uncovering opportunities to save money, reduce debt and set yourself up for a stronger financial future. Whether you're a homeowner,...

Getting finance when you’re self-employed can sometimes feel more complex than it is for salaried employees, but it’s far from out of reach with the right preparation and paperwork. There may be a few extra steps along the way, but being prepared can help put you in a...

Have property prices already peaked, and is now the right time to buy? This is a question that many aspiring homeowners are weighing up. While it’s difficult to predict exactly where the market will peak or trough, many investors focus on longer-term trends rather...

30 June is fast approaching. For property investors, it’s a natural time to review your position and get records in order before the financial year closes. This year there’s an added reason to take stock. The Federal Budget introduced changes to negative gearing and...

Interest rates are a big factor in each repayment and the total cost over the life of a loan, so staying on top of your current rate, as well as the interest trends across the market, is essential. By staying on top of interest rates, borrowers can make informed...

We know finance isn’t just about numbers on a spreadsheet. It’s about families, future plans, late-night budgeting chats, and trying to answer emails while someone yells “Mum, I'm hungry!” from the other room. Because truthfully? We’re living it too. Between us, Elle...

Property investors may be motivated by different goals. With changing market conditions and some areas seeing slower price growth, some investors may be placing greater focus on rental yield and cash flow rather than capital growth alone. This shift may influence both...