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Spring has a funny way of making us want to sort everything out.
The garage. The garden. The wardrobe. So why not your finances? With the end of the year getting closer, spring is a great opportunity to step back and ask whether your current finance still makes sense for where you are today and where you want to be next. Your...
Understanding equity and how it can unlock value in your home
Many homeowners have a rough idea of what their property is worth. However, fewer understand how the equity they’ve built up could support future financial goals. Whether you’re considering renovations, upgrading, purchasing an investment property or simply exploring...
Why rental yields are back in focus
It’s been a challenging few months for property investors. Changes to negative gearing and the capital gains tax (CGT) discount have fundamentally shifted the landscape for investors and prompted many to rethink their purchasing plans. From 1 July 2027, negative...
Spring listings are returning, but will buyers have more choice?
Spring is traditionally the busiest time of the year in the property world. More sellers tend to list their properties during this season, when gardens are looking their best and pleasant weather makes weekend open homes and moving house easier. Spring is...
Your Life Changes. Your Finance Should Too: 10 Reasons to Talk to Your Broker Beyond Refinancing
The property market might be changing, but that doesn't mean Australians have stopped needing finance. In fact, when the market becomes more uncertain, the conversations around finance can become even more important. Your Life Changes. Your Finance Should Too: 10...
Are property investors changing course after the new negative gearing reforms?
The Federal Government’s negative gearing and Capital Gains Tax (CGT) reforms represents a significant shift in how future property investments will be treated for tax purposes. For investors considering their next purchase, the changes may influence everything from...
Home loan pre-approval: What you need to know before house hunting this spring
When you’re planning to buy your first home or investment property, getting your head around all the jargon can feel overwhelming. One term you’re likely to come across is ‘conditional pre-approval’. Many buyers think conditional pre-approval means they’re ready to...
Has Your Borrowing Power Changed?
You might be earning the same income as you were six months ago, but that doesn’t necessarily mean you can borrow the same amount. Understanding your borrowing capacity is an important step before you start your home-buying journey. Your borrowing capacity is...
2026 Budget Changes Explained: Negative Gearing, CGT & SMSF Loans
Negative gearing. Capital gains tax. SMSF loans. If you've seen those three phrases in the same headline over the past few weeks and felt a small wave of panic, you're not alone and you're in the right place. Maybe you've been googling "negative gearing changes 2026"...
Secure Your Property Without Tying Up Your Cash
A Deposit Bond can replace the traditional cash deposit, helping you keep your savings accessible while securing your next property purchase. Check your eligibility, speak with a Broker Whether you're a first home buyer, investor or upgrading your family home, a...
Why more than 8 in 10 borrowers are choosing mortgage brokers
Few decisions have a bigger impact on your financial future than buying a property. Whether it’s your first home, your next home or an investment property, getting the finance right can make a significant difference for years to come. So why are more Australians...
Planning an investment property renovation? Here are your finance options
Renovating an investment property can help attract quality tenants, improve rental returns and potentially add value to your property. But before choosing paint colours or collecting quotes, it’s worth understanding how you’ll fund the project. Many investors focus on...