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DIVE IN

See Why Our Customers Love Us

      EXCELLENT  
   Based on 160 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Beau 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had an absolutely amazing experience with Two Birds. They communicated clearly, explained every step of the process, and patiently answered the many questions anxious buyers always have. They made the entire experience smooth, provided regular updates, and were always easy to contact.

Thanks to their support, we secured a great loan and were able to buy our dream home to raise our family in. If you’re looking for a stress-free and easy-going process, we would highly recommend contacting Two Birds One Loan.
  
 
      Posted on Google  
   
   Callum Titmarsh 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an excellent experience with Alissa and her team. They answered all my questions and made the whole property purchase process very smooth and easy.
I would definitely use them again and would recommend them to others.
  
 
      Posted on Google  
   
   LAUREN BORDER 
 
 
 
 Trustindex verifies that the original source of the review is Google. Two Birds assisted us with buying our first home outside of the first home buyers grant. They answered all our questions (several times over a long period), were patient with us through our down to the wire submissions and made us feel comfortable through a first experience for us.

We heard about them through Facebook recommendations via our local community at the time. Please reach out to them if looking for help on your first home.
  
 
      Posted on Google  
   
   Ella Barton 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an absolutely amazing experience with Two Birds. From start to finish, the team went above and beyond to make the process smooth, stress-free, and completely transparent. They were proactive in their communication, incredibly knowledgeable, and always took the time to explain every detail in plain language.

What really stood out was how personal and attentive their service was — we never felt like “just another client.” They found me a fantastic rate, guided me through every step, and made what could have been an overwhelming process feel easy and even enjoyable.
I can’t recommend Two Birds highly enough. If you’re looking for a mortgage broker who truly cares, this is the team you want on your side!
  
 
      Posted on Google  
   
   Aaron Hansen 
 
 
 
 Trustindex verifies that the original source of the review is Google. There’s a reason why Elouise & her team have consistent 5 star reviews & it’s from start to finish with updates about the process that keeps you informed & takes the stress away from yourself.
Highly recommend Elouise & her team from Two Birds One Loan.
Thank you so much ⭐️⭐️⭐️⭐️⭐️
Kind regards Aaron
  
 
      Posted on Google  
   
   Joel McGowan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Two Birds One Loan were fantastic to work with. They helped my partner and me refinance our mortgage and really took the time to ask all the right questions to understand our needs. They listened carefully, guided us through the application process, and recommended products that were the right fit for us. Best of all, they kept us updated every step of the way, which made the whole process stress-free. We couldn’t be happier with the support and service we received!
  
 
      Posted on Google  
   
   Geena 
 
 
 
 Trustindex verifies that the original source of the review is Google. Two Birds One Loan provided excellent support with the purchase of my first home. They were thorough, efficient, and always took the time to explain each step clearly, which gave me peace of mind throughout the process. Their professionalism and approachable manner made everything straightforward and stress-free. I would highly recommend their services. Thank you Alissa & Team.
  
 
      Posted on Google  
   
   Neil Callanan 
 
 
 
 Trustindex verifies that the original source of the review is Google. The only regret I have with Two Birds One Loan is that we hadn't found them sooner. The saving we have been able to achieve on both personal and business loan are amazing. We came to Two Bird One Loan with a rather complex situation and their entire team worked endlessly to rearrange all our finances. This team has managed to achieve what many others could not. Can't thank them enough.
  
 
      Posted on Google  
   
   Selena Kelly 
 
 
 
 Trustindex verifies that the original source of the review is Google. From the moment I engaged with Elouise and the Team, I knew I was in good hands. As an older first home buyer I was nervous and overwhelmed. Their constant patient and open communication and reassurance kept me on track through the whole process. There advice was balanced and clear and after many long years I finally have a place of my own. I cannot tell you how that feels. This group of exceptional women have something very special here. Their focus on the needs and perspective of women in this market space does not go unnoticed or appreciated. Thank you team. I will certainly be recommending 2Birds to all my friends, family and colleagues many of whom are independent professional females at varying stages of life, all hoping to fulfil their dreams. I look forward to working with the company into the future.
Thank you team. You are amazing. 🌻
  
 
      Posted on Google  
   
   Lisa McDade 
 
 
 
 Trustindex verifies that the original source of the review is Google. These ladies have had my back every step of the way since we fortuitously met in 2020.   They have made magic happen where other brokers were stumped.  I absolutely trust their judgement and leads.

finance solutions to turn your dreams into reality

HEAR FROM OUR CLIENTS

Testimonial Nine

Our experience with the girls at Two Birds was phenomenal. They were extremely knowledgeable and provided amazing guidance for us. They were very friendly, patient and understanding and were readily available whenever we needed assistance. The girls at Two Birds were professional and prompt, making our experience easy and stress free. We highly recommend Two Birds for anyone needing a quality mortgage brokers!

Kayla & Michael – Dee Why

Testimonial Eight

We recently used the services of Two Birds One Loan for the funding on our home build. They were amazing in every way, from the start of our experience with our initial query, all the way through to the completion of the build. Very easy to work with – would (and have) highly recommend them!

Leisa & Paul – Jacobs Well

Testimonial Seven

Working with Elouise from Two Birds One Loan has been fantastic. She helped us to remortgage our loan and then later on helped us to upsize and purchase a house. Her professionalism and knowledge was outstanding, as Elouise was able to negotiate the possible loan to meet all our needs. I would highly recommend Two Birds One Loan, if you are looking for someone who is not only knowledgeable, but is genuine and wants the best for their clients.

Kate & Nathan – Eleanora Heights

Testimonial Six

We were referred to the team at Two Birds by our accountant. We were in the unhappy position of having our residential landlord decide to sell our tenancy and were notified a few weeks out from Christmas. To compound issues we are small business owners who needed to get a loan and buy property under the pump of having our family being homeless! Fortunately, Alissa took on the challenge with enthusiasm and has liaised with our accountant, solicitor and the banks to secure a mortgage and align the stars so that our transition is seamless. She did much of the heavy lifting whilst on holidays across the Christmas/New Years period and was available in early January to have the loan approved, finalised and ready to settle well ahead of time. I can not recommend them highly enough. Alissa is professional, courteous, efficient and generous with her time to ensure we had the right loan at the right time. We’ll be back when refinancing or purchasing property in the future. An shining example of small business doing what they do best. Thank you ladies. Much appreciated.

Mike & Alison – Windradyne NSW

Testimonial Five

From first contact the team at Two Birds were super efficient, professional, methodical. They sourced some great options and clearly presented these with comprehensible pros and cons for each package tailored to our personal circumstances. 100% regret not contacting them sooner. We have saved so much. Highly recommend.

Robyn & Matt – Winston Hills NSW

Testimonial Four

Elouise and the team at Two Birds are fantastic. We have recommended them to friends and family and we’ve all had the same wonderful experience with them. Their expertise and unrivalled communication is much appreciated at times that can be stressful. Thank you again to Elouise for all her hard work in getting us our dream home!

Heather & Cedric – Pitt Town NSW

Testimonial Three

We approached Two Birds based on recommendations on a local Facebook page and we are so glad we did. We were already some months into trying to arrange finance with another broker and were getting nowhere. Alissa was outstanding from our first chat. She took the time to listen and was able to very quickly understand our position and needs. She was professional, efficient, and available, and also very warm and friendly at all times. It never felt like anything was too much trouble. She was able to obtain approval very quickly for us at a very competitive interest rate. The process through to settlement was really straightforward and professional and we were kept informed at all times. We honestly could not recommend Two Birds and Alissa more highly. We only wish we had found Alissa much sooner!

Michele & Dean – Gables NSW

Testimonial Two

Elouise has been fantastic!! I had tried to refinance my investment loans with 2 mortgage brokers over the last 2 years and all I got was inconvenient meetings at my dining table late at night and no one was able to get us refinanced. Elouise and her team didn’t need to have time wasting meetings. She got all the info she needed over the phone, presented me the information via email and despite delays from the banks, was able to refinance both our owner occupied and our investment loans as well as consolidate our debt. She never gave up and she never let us down. She’s a busy Mum who understands the needs of busy parents. I will never use another broker again. Thanks ladies!!

Margaret & Glenn – Kellyville Ridge NSW

Testimonial One

Can’t recommend Alissa and the team at Two Birds highly enough. She had endless patience helping us navigate a somewhat complicated mortgage application and was always willing to answer questions and offer support and guidance. Our purchase has now gone through and we’re thrilled with the service we received from Two Birds One Loan.

Andrew & Sara – Duncraig WA

meet the birds

THERE HAS NEVER BEEN A MORE VITAL TIME TO HAVE A RELATIONSHIP WITH A FINANCE BROKER YOU CAN TRUST

Someone who is approachable, who takes the time to understand your circumstances, and will pursue your end goal as if it were their own.

Get to know us

We’re all about

SAVING YOU MONEY

We source smarter and negotiate harder

MAKING IT FASTER

Easier, and less stressful than dealing directly with a bank

PROVIDING THE RIGHT LOAN

product for your circumstances

PROACTIVE SUPPORT

throughout the life of your loan

EXPLORE OUR DIFFERENCE

HOW CAN
WE HELP?

FIRST HOME PURCHASE OR REFINANCING, PUT OUR FINANCIAL EXPERTISE TO WORK.

LET'S TALK HOME LOANS

REVIEW YOUR RATE

MORE
SERVICES

WE MAKE IT OUR BUSINESS TO UNDERSTAND YOURS. Let us find you the best solution.

HOW WE CAN HELP

REACH OUT

insights + tips

What Income Counts for a Home Loan? A Guide for Doctors, Specialists and Medical Professionals

Nov 11, 2026

Overtime, On-Call Allowances, Locum Income & More Explained. As a medical professional, your income often looks very different from a standard PAYG employee. Your earnings may include: Overtime Shift penalties On-call allowances Private practice income Locum...

Mortgage Stress in Australia: What to do if you’re Struggling with your Home Loan Repayments

Nov 5, 2026

Mortgage stress is becoming a real concern for Australian households. Here's how to recognise the warning signs, understand your options and find ways to take back control of your home loan. For many Australians, owning a home is one of life's biggest achievements....

Why High-Income Doctors Still Struggle to Build Wealth Early

Nov 5, 2026

Many Australian doctors spend years building their careers but delay building wealth. Discover the common financial challenges facing medical professionals and practical strategies for property ownership, investing and long-term financial growth. As a doctor,...

THE GRAM

Consider this your friendly reminder from your mor

With interest rates rising, household expenses cli

We talk a lot about interest rates and mortgage re

The Australian dream of home ownership doesn't loo

The RBA is making its next interest rate announcem

Buying a home feels a lot easier with a roadmap!

Beau

We had an absolutely amazing experience with Two Birds. They communicated clearly, explained every step of the process, and patiently answered the many questions anxious buyers always have. They made the entire experience smooth, provided regular updates, and were always easy to contact. Thanks to their support, we secured a great loan and were able to buy our dream home to raise our family in. If you’re looking for a stress-free and easy-going process, we would highly recommend contacting Two Birds One Loan.

Callum Titmarsh

I had an excellent experience with Alissa and her team. They answered all my questions and made the whole property purchase process very smooth and easy. I would definitely use them again and would recommend them to others.

LAUREN BORDER

Two Birds assisted us with buying our first home outside of the first home buyers grant. They answered all our questions (several times over a long period), were patient with us through our down to the wire submissions and made us feel comfortable through a first experience for us. We heard about them through Facebook recommendations via our local community at the time. Please reach out to them if looking for help on your first home.

Ella Barton

I had an absolutely amazing experience with Two Birds. From start to finish, the team went above and beyond to make the process smooth, stress-free, and completely transparent. They were proactive in their communication, incredibly knowledgeable, and always took the time to explain every detail in plain language. What really stood out was how personal and attentive their service was — we never felt like “just another client.” They found me a fantastic rate, guided me through every step, and made what could have been an overwhelming process feel easy and even enjoyable. I can’t recommend Two Birds highly enough. If you’re looking for a mortgage broker who truly cares, this is the team you want on your side!

Aaron Hansen

There’s a reason why Elouise & her team have consistent 5 star reviews & it’s from start to finish with updates about the process that keeps you informed & takes the stress away from yourself. Highly recommend Elouise & her team from Two Birds One Loan. Thank you so much ⭐️⭐️⭐️⭐️⭐️ Kind regards Aaron

Joel McGowan

Two Birds One Loan were fantastic to work with. They helped my partner and me refinance our mortgage and really took the time to ask all the right questions to understand our needs. They listened carefully, guided us through the application process, and recommended products that were the right fit for us. Best of all, they kept us updated every step of the way, which made the whole process stress-free. We couldn’t be happier with the support and service we received!

Geena

Two Birds One Loan provided excellent support with the purchase of my first home. They were thorough, efficient, and always took the time to explain each step clearly, which gave me peace of mind throughout the process. Their professionalism and approachable manner made everything straightforward and stress-free. I would highly recommend their services. Thank you Alissa & Team.

Neil Callanan

The only regret I have with Two Birds One Loan is that we hadn't found them sooner. The saving we have been able to achieve on both personal and business loan are amazing. We came to Two Bird One Loan with a rather complex situation and their entire team worked endlessly to rearrange all our finances. This team has managed to achieve what many others could not. Can't thank them enough.

Selena Kelly

From the moment I engaged with Elouise and the Team, I knew I was in good hands. As an older first home buyer I was nervous and overwhelmed. Their constant patient and open communication and reassurance kept me on track through the whole process. There advice was balanced and clear and after many long years I finally have a place of my own. I cannot tell you how that feels. This group of exceptional women have something very special here. Their focus on the needs and perspective of women in this market space does not go unnoticed or appreciated. Thank you team. I will certainly be recommending 2Birds to all my friends, family and colleagues many of whom are independent professional females at varying stages of life, all hoping to fulfil their dreams. I look forward to working with the company into the future. Thank you team. You are amazing. 🌻

Lisa McDade

These ladies have had my back every step of the way since we fortuitously met in 2020. They have made magic happen where other brokers were stumped. I absolutely trust their judgement and leads.