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HIDDEN DANGERS OF BUY NOW PAY LATER
The Buy Now Pay Later sector is winning over the youth demographic, with the promise of instant gratification (guilty!). But with every sugar-high, comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay and Zip Pay, have experienced...
FINANCE BROKER OR FINANCIAL PLANNER?
When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Brokers and financial planners, although similar in their professional outlook, cater to different financial objectives....
FINANCE BROKER OR BANK?
When you’re looking for a home loan, you can go to a finance broker or direct to bank. A bank will only offer you its own products, whilst we (finance brokers!) are a industry experts who will take the guesswork out of finding the right product to suit your needs....
HOME LOAN APPROVAL PROCESS
Following the lodgement of a home loan application, borrowers are often keen to know what will happen next and how long it will take. The bad news is that there is no one-size-fits-all answer. The good news is, that a solid (broker prepared!) application is the key to...
UNPACKED: THE ROYAL COMMISSION
Royal what now? In the Australian system of government, royal commissions are the highest form of inquiry on matters of public importance. The long-awaited final report of the banking royal commission was released on Monday. First and foremost, let’s be clear about...
RENOVATION TRICKS TO ADD VALUE!
Successful property renovators know the key to a successful renovation is to use the space you have wisely. Renovating areas like the kitchen, living room and dining area to create more space and storage can not only make your home more liveable, it may also add value...
RENT-VESTING
Enter the property market without sacrificing your current lifestyle! As property prices continue to rise, purchasing in a centrally-located or sought-after areas, is increasingly out of reach for the average working millennial. Instead, many are opting to rent rather...
HOW TO INVEST ON A LOW INCOME
While you may not need a six-figure salary to invest in property, for those of you who earn a relatively low income may simply require a little more creative thinking to start a portfolio. Here are some tips to help you get started. Find an investor-friendly loan The...
CAR FINANCE FOR BUSINESSES
Maximizing cash flow and taxation benefits are two big draw cards when looking to finance cars & equipment through your business. However, with the number of finance options on the rise, many businesses are turning to financing these purchases over a period of...
TOP WAYS TO CUT EXPENSES AND INCREASE SAVINGS
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is...
BEST TIME OF YEAR TO BUY A HOUSE?
Whilst spring is renowned as the time that sellers dust off their properties and place them on the market, this doesn’t mean it is necessarily the best time for you to go shopping! One of the biggest issues with shopping in spring is the flood of other buyers looking...