We know finance isn’t just about numbers on a spreadsheet. It’s about families, future plans, late-night budgeting chats, and trying to answer emails while someone yells “Mum, I’m hungry!” from the other room.

Because truthfully? We’re living it too.

Between us, Elle and Alissa have six children under the age of nine. That means school lunches, daycare and school drop-offs, dancing schedules, forgotten library books, birthday parties every second weekend, and approximately 47 snack requests a day… all while running a finance broking business and helping clients navigate one of the biggest financial decisions of their lives.

Some days we feel like highly organised businesswomen… Other days we’re replying to client emails with cold coffee in one hand and a half-eaten chicken nugget in the other.

And honestly? Both versions are okay.

The Reality of Being Women in Finance

Working in the finance industry can already feel fast-paced and high-pressure. Add motherhood and business ownership into the mix, and suddenly you’re juggling:

• Client meetings
• Interest rate and product updates
• School assemblies
• Business growth
• Mountains of household chores
• Mental loads
• And the eternal question: “What’s for dinner?”

But here’s the thing… being mothers has actually made us better mortgage brokers.

Why?

Because we understand real life.

We understand the pressure families feel when they’re trying to buy their first home in Australia. We understand cash flow stress, budgeting, rising living costs, and wanting financial security for your children. We know what it’s like to lie awake at night wondering if you’re making the right decisions for your family’s future.

That perspective matters.

Running a Business While Raising Tiny Humans

People often talk about “work-life balance” like it’s a perfectly achievable destination. We’d love to meet whoever invented that phrase because clearly, they’ve never had three kids under nine.

The truth is that balance can sometimes look more like survival with a colour-coded calendar.

There are days where business is thriving and the kids eat toast for dinner.
There are days where motherhood wins and the inbox waits until tomorrow.

And there are days where you accidentally turn up to school pickup wearing two different shoes on, loaded up with dry shampoo that’s carrying the entire operation.

The juggle is real but so is the reward.

Building a business while raising children teaches us resilience, adaptability, patience, and the ability to negotiate under extreme pressure (toddlers are way tougher than banks, by the way).

Our Tips for Surviving the Chaos

1. Lower the Bar on Perfection

Not every meal needs to be organic, grass-fed, or from the latest issue of Gourmet Traveller. Not every email needs a well laid out five-paragraph response. Sometimes “close enough” is genuinely good enough.

2. Time Blocking Saves Lives

We live by calendars. School events, client calls, settlements, meal prep, sport… if it’s not written down, it probably doesn’t exist.

3. Accept Help Without Guilt

Whether it’s grandparents, childcare, supportive partners, or Uber Eats on a Wednesday night a support system matters! Don’t be afraid to ask for help and don’t be too hard on yourself!

4. Create Financial Breathing Room

One of the biggest stress relievers for families is having the right financial structure in place. Whether that’s refinancing your home loan, consolidating debt, or reviewing your mortgage rate, financial confidence creates mental space too. With the current climate there can be a lot of uncertainty, but there doesn’t need to be. There is a solution for every problem.

5. Find Humour in the Chaos

Some days will feel beautifully organised. Other days you’ll walk into a client call wearing whatever was at arm’s length to throw on with a coffee you reheated three times while someone in the background is asking for snacks (on repeat). Learning to laugh at the chaos instead of fighting it makes the hard days feel lighter and honestly, the messy moments become the best memories.

Why We Built Two Birds One Loan

We created Two Birds One Loan because we wanted finance to feel more human.

Less intimidating.
Less transactional.
More supportive.

We know our clients are juggling careers, babies, businesses, relationships, bills, and goals… often all at once. We wanted to build a finance broking experience that understands that reality.

Whether you’re:

• Buying your first home
• Refinancing your mortgage
• Growing your investment property portfolio
• Self-employed and navigating business finance
• Or simply trying to make smarter money decisions for your family

We get it… Because we’re doing it too!

The Takeaway

Motherhood and business ownership aren’t always graceful. Sometimes it’s messy, loud, emotional, exhausting, and fuelled almost entirely by caffeine and the occasional Rosé.

But it’s also rewarding, empowering, and deeply meaningful.

If you’re currently in your own season of juggling everything at once just know you’re not alone.

From all of us at Two Birds One Loan you don’t have to do it perfectly. You just have to keep going. And maybe keep emergency snacks in your handbag!

If you’d like to book a meeting with Elle and Alissa, please click here.We’d love to assist you with your finance needs.