We would love to

hear from you

Reach out

let’s get social

Sign up to our newsletter 'Loans, Life, & Everything in Between'

THE GRAM

E O F Y⠀⠀⠀⠀⠀⠀⠀⠀⠀ With end of fin

E O F Y⠀⠀⠀⠀⠀⠀⠀⠀⠀
With end of financial year approaching, now is a great time for many small businesses to consider purchasing new vehicles or equipment in order to take advantage of the tax breaks associated with the instant asset write off. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Speak to your accountant about what strategy is right for your business... and then come speak to us about a finance quote! 😎

K I D S 👧🏼👦🏽👧🏽👶🏽⠀⠀⠀⠀⠀⠀⠀⠀⠀
Between us we have 4 under 4.5... we can best describe it as living in a blender with no lid. One day at a time 😂⠀⠀⠀⠀⠀⠀⠀⠀⠀
We love them fiercely but our days in the office are quite often welcomed with open arms!

R E F I N A N C E The term funding facility is du

R E F I N A N C E
The term funding facility is due to expire in June meaning that the cheap money the government released as part of the COVID support package will be no more.

You will notice fixed rates start to creep back up, although we do anticipate the variable rate will remain low for the foreseeable future.

If you haven’t reviewed you home loan lately, NOW is the time to get in touch.

We can pretty quickly review your circumstances and provide you with options to either, keep you with your existing lender (and negotiate your rate down - yes, we can do that for you!) or move your banking elsewhere.

Time is money. We would love to hear from you!

Office@twobirdsoneloan.com.au
0477 111 359 or 0477 111 649

E S M E & G R A C E - Aged 4 We got such a laugh

E S M E & G R A C E - Aged 4

We got such a laugh (and a little bit emotional) reading our Storypark update from Daycare today.

It’s National Families Week and our 4 year old girls were very forthcoming in telling their class about what their mummies do! They had everyone pretending to work on their computers and phones 😂😭

Grace also informed her class that her whole family eat Cheerios for breakfast 😂 #truestory

Thank you @fitkidzlearningcentres for the shoutout and for taking such good care of our precious little ones while we are working. We ❤️ you guys!

W O M E N S B U D G E T ? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Great article by Annabel Crabb for the ABC breaking down the FY22 budget and how it compares to previous years, specifically around policies for women.⠀⠀⠀⠀⠀⠀⠀⠀⠀
The overwhelming feedback is the budget is not perfect (tbh, what budget ever is?!). It has been touted as a "short term-sweetener" that still doesn't address much larger issues such as women's wages & job equality... However, all in all, it is a vast improvement on previous years!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
To read the article, click the link in the bio.

K N O W I N G Y O U R O P T I O N S 🤰🏼⠀⠀⠀⠀⠀⠀⠀⠀⠀
With a database full of working women, we get asked on the reg about options for your mortgage in the instance you were to go on maternity leave. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Many lenders are flexible and will allow you to reduce your repayments for a period of time (subject to approval). We can help you navigate this if / when the time comes.. or even discuss your options in advance. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Alternatively, if you are currently on maternity leave and you would like to borrow... good news is, it is not always a deal breaker. Many lenders will accept your return to work income with a letter from your employer stating the leave period and your recommencement salary.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Lenders will also take into consideration factors such as equity in your home, savings in the bank, any government ⠀⠀⠀⠀⠀⠀⠀⠀⠀
benefits / paid maternity leave and expected duration of leave. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
If you have any questions about maternity leave or how it could affect you, we would be delighted to chat!