what makes us

market leading?

We’re about more than simply writing loans – we’re about chasing your dreams and supporting the community and families in which we live

two birds difference

Genuine care

Your goals are our goals. We’re people people that pride ourselves on genuine connection, going the extra mile to ensure you get what you’re after – both now, and in the long run. Add our eye for detail and the speed of our processing, and you’ll understand why we have a community of followers happy to sing our praises!

Outcome Orientated

A seamless and well-managed application process is important, but it’s the end result that counts. We start with the end in mind, so we take the time to ensure you’re prepared, and maximise the options available to you when it comes to choosing a loan. We help you seek out the right product to best achieve your financial goals.

Done with purpose

As a company, we’re passionate about supporting the community in which we live, and supporting and partnering with other local businesses and organisations. Of course, we have a particular soft spot for other female entrepreneurs who have, like us, taken the leap to grow their own businesses … but really, we just thrive on seeing and helping other people succeed!

See Why Our Customers Love Us

     Excellent  
     Based on 123 reviews 
    
 
 
   
 
 
        
   Erika Dwyer 
 2024-07-28
 
 
 Trustindex verifies that the original source of the review is Google. I bought my first home using Two Bird One Loan. They were extremely helpfully and guided me through the process. They couldn't have been more accomodating. Even my solicitor commented on how lovely they were to work with. I will definitely be using them again in the future.
Thanks so much girls!
  
 
       
   Melanie W 
 2024-07-22
 
 
 Trustindex verifies that the original source of the review is Google. Thankful for the team at Two Birds One Loan.   While the process took a long time (at my end), they continued to check in and keep me updated.  Friendly and efficient and kept things moving along for a smooth settlement.
  
 
       
   Juliet London 
 2024-07-18
 
 
 Trustindex verifies that the original source of the review is Google. Cannot praise Alissa/Two Birds highly enough.
We were recommended by a friend to use them to assist with refinancing our mortgage.
Our situation and circumstances were far from typical, but nevertheless, thanks to Two Birds, the process ran very smoothly - think far better than if we had gone directly to a bank. Two Birds'
experience in managing these kinds of activities means that they know what to expect and when to expect it. They weren't just holding our hands - they led us through the process, reassuring us at every step of the way.
They offered us a range of options, explaining the pros and cons of each.
Communication was always prompt, professional yet friendly.
We've already gone on to recommend them to other people we know who are looking for mortgages/to refinance.
  
 
       
   Michael Pollard 
 2024-06-27
 
 
 Trustindex verifies that the original source of the review is Google. Incredible team - professional, reliable and carefully managed our entire experience.
  
 
       
   Natalie Hayes 
 2024-06-25
 
 
 Trustindex verifies that the original source of the review is Google. We had a wonderful experience with Alissa and Charlotte at Two Birds. From start to settlement, they took the time to walk us through everything,  and answer any questions we had. When there was a last minute issue, Alissa handled it very quickly. We also appreciate the after care service too, a phone call to check in, and emails to let us know next steps. They helped us feel confident and looked after in the process. We wouldn't hesitate to recommend them to our friends and family. Thanks again for a great service!
  
 
       
   James Hayes 
 2024-06-15
 
 
 Trustindex verifies that the original source of the review is Google. I wasn't sure if we needed a broker and at first didn't bother but almost immediately we had some hitches in our financing so decided to give it a try. I am very glad we reached out to two birds one loan. Alissa and her team were amazing. They helped us find the right provider and work through every little bump and complication that came up. Most importantly, they were helpful, responsive, gave good guidance and advice, and genuinely seemed to care. Buying a house is a stressful experience but obtaining our loan through two birds one loan was not stressful at all. Of all the providers we had to work with in the journey of buying a house they were by far the best. I would have no hesitation to recommend them, or to work with them again.
  
 
       
   Mark Caran 
 2024-05-09
 
 
 Trustindex verifies that the original source of the review is Google. Excellent experience with this knowledgeable team of brokers! We felt well guided and supported along the way! Mon and Mark
  
 
       
   Jeffrey & Alison Sutton 
 2024-05-09
 
 
 Trustindex verifies that the original source of the review is Google. We just went for our first Mortgage and Alissa and Charlotte were amazing. They went above and beyond to help us in a tough lending market. Would highly recommend talking to Two Birds One Loan for all your financing needs. Very knowledgeable and patient. Thanks again for all your help.
  
 
       
   J C 
 2024-05-03
 
 
 Trustindex verifies that the original source of the review is Google. As an older woman I needed a specific loan for my later life needs. Elouise & her team listened to my needs and found the perfect loan for me. Every step of the process Elouise & the team guided me along the way. They were always available for assistance, to take my calls & answer my emails. We have now moved into our new apartment & it is wonderful ! Thanks Elouise & the wonderful team at Two Birds One Loan. Your expertise is second to none.
Judi C 🌈
  
 
       
   Gillian Griffiths 
 2024-04-06
 
 
 Trustindex verifies that the original source of the review is Google. After a frustrating experience with another broker, I reached out to Elouise at Two Birds for help with securing a home loan. My experience exceeded all expectations! Elouise is excellent at what she does, and quickly developed a good understanding of our requirements and guided us through the entire process so that nothing felt difficult. She was always available to answer any questions I had. The systems her and her team have in place mean you are never second guessing where things are up to. I would recommend her services without hesitation.

Our Process

INITIAL CONVERSATION – UNDERSTANDING YOUR CAPACITY

At our initial meeting, we chat through your financial goals in the context of your family or business. Then, we take a deep dive into your current financial position including income, assets and liabilities, so we can more accurately estimate your borrowing capacity.

CHOOSING THE RIGHT LOAN & UNDERSTANDING COSTS

We research the most competitive and suitable lenders for your individual circumstances, and present back to you your tailored solution. We chat through the strategy behind our thinking and explain the next steps to execute the plan.

GUIDANCE THROUGH APPLICATION & SETTLEMENT

Once you have selected a lender, we collect up your supporting documents and take care of the application process – from initial lodgment right through to settlement. We make this as easy and as seamless as possible, to take the load off you.

POST-SETTLEMENT CARE – INCLUDING ANNUAL REVIEWS

Consider us your personal bankers! Chances are if your circumstances change your loan may need to as well. As part of our ongoing service we will keep tabs on your loan and conduct a review annually. If we think we can help you get a better rate, we’ll let you know!

HEAR FROM OUR CLIENTS

Testimonial Nine

Our experience with the girls at Two Birds was phenomenal. They were extremely knowledgeable and provided amazing guidance for us. They were very friendly, patient and understanding and were readily available whenever we needed assistance. The girls at Two Birds were professional and prompt, making our experience easy and stress free. We highly recommend Two Birds for anyone needing a quality mortgage brokers!

Kayla & Michael – Dee Why

Testimonial Eight

We recently used the services of Two Birds One Loan for the funding on our home build. They were amazing in every way, from the start of our experience with our initial query, all the way through to the completion of the build. Very easy to work with – would (and have) highly recommend them!

Leisa & Paul – Jacobs Well

Testimonial Seven

Working with Elouise from Two Birds One Loan has been fantastic. She helped us to remortgage our loan and then later on helped us to upsize and purchase a house. Her professionalism and knowledge was outstanding, as Elouise was able to negotiate the possible loan to meet all our needs. I would highly recommend Two Birds One Loan, if you are looking for someone who is not only knowledgeable, but is genuine and wants the best for their clients.

Kate & Nathan – Eleanora Heights

Testimonial Six

We were referred to the team at Two Birds by our accountant. We were in the unhappy position of having our residential landlord decide to sell our tenancy and were notified a few weeks out from Christmas. To compound issues we are small business owners who needed to get a loan and buy property under the pump of having our family being homeless! Fortunately, Alissa took on the challenge with enthusiasm and has liaised with our accountant, solicitor and the banks to secure a mortgage and align the stars so that our transition is seamless. She did much of the heavy lifting whilst on holidays across the Christmas/New Years period and was available in early January to have the loan approved, finalised and ready to settle well ahead of time. I can not recommend them highly enough. Alissa is professional, courteous, efficient and generous with her time to ensure we had the right loan at the right time. We’ll be back when refinancing or purchasing property in the future. An shining example of small business doing what they do best. Thank you ladies. Much appreciated.

Mike & Alison – Windradyne NSW

Testimonial Five

From first contact the team at Two Birds were super efficient, professional, methodical. They sourced some great options and clearly presented these with comprehensible pros and cons for each package tailored to our personal circumstances. 100% regret not contacting them sooner. We have saved so much. Highly recommend.

Robyn & Matt – Winston Hills NSW

Testimonial Four

Elouise and the team at Two Birds are fantastic. We have recommended them to friends and family and we’ve all had the same wonderful experience with them. Their expertise and unrivalled communication is much appreciated at times that can be stressful. Thank you again to Elouise for all her hard work in getting us our dream home!

Heather & Cedric – Pitt Town NSW

Testimonial Three

We approached Two Birds based on recommendations on a local Facebook page and we are so glad we did. We were already some months into trying to arrange finance with another broker and were getting nowhere. Alissa was outstanding from our first chat. She took the time to listen and was able to very quickly understand our position and needs. She was professional, efficient, and available, and also very warm and friendly at all times. It never felt like anything was too much trouble. She was able to obtain approval very quickly for us at a very competitive interest rate. The process through to settlement was really straightforward and professional and we were kept informed at all times. We honestly could not recommend Two Birds and Alissa more highly. We only wish we had found Alissa much sooner!

Michele & Dean – Gables NSW

Testimonial Two

Elouise has been fantastic!! I had tried to refinance my investment loans with 2 mortgage brokers over the last 2 years and all I got was inconvenient meetings at my dining table late at night and no one was able to get us refinanced. Elouise and her team didn’t need to have time wasting meetings. She got all the info she needed over the phone, presented me the information via email and despite delays from the banks, was able to refinance both our owner occupied and our investment loans as well as consolidate our debt. She never gave up and she never let us down. She’s a busy Mum who understands the needs of busy parents. I will never use another broker again. Thanks ladies!!

Margaret & Glenn – Kellyville Ridge NSW

Testimonial One

Can’t recommend Alissa and the team at Two Birds highly enough. She had endless patience helping us navigate a somewhat complicated mortgage application and was always willing to answer questions and offer support and guidance. Our purchase has now gone through and we’re thrilled with the service we received from Two Birds One Loan.

Andrew & Sara – Duncraig WA

REACH OUT

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Erika Dwyer

2024-07-28

I bought my first home using Two Bird One Loan. They were extremely helpfully and guided me through the process. They couldn't have been more accomodating. Even my solicitor commented on how lovely they were to work with. I will definitely be using them again in the future. Thanks so much girls!

Melanie W

2024-07-22

Thankful for the team at Two Birds One Loan. While the process took a long time (at my end), they continued to check in and keep me updated. Friendly and efficient and kept things moving along for a smooth settlement.

Juliet London

2024-07-18

Cannot praise Alissa/Two Birds highly enough. We were recommended by a friend to use them to assist with refinancing our mortgage. Our situation and circumstances were far from typical, but nevertheless, thanks to Two Birds, the process ran very smoothly - think far better than if we had gone directly to a bank. Two Birds' experience in managing these kinds of activities means that they know what to expect and when to expect it. They weren't just holding our hands - they led us through the process, reassuring us at every step of the way. They offered us a range of options, explaining the pros and cons of each. Communication was always prompt, professional yet friendly. We've already gone on to recommend them to other people we know who are looking for mortgages/to refinance.

Michael Pollard

2024-06-27

Incredible team - professional, reliable and carefully managed our entire experience.

Natalie Hayes

2024-06-25

We had a wonderful experience with Alissa and Charlotte at Two Birds. From start to settlement, they took the time to walk us through everything, and answer any questions we had. When there was a last minute issue, Alissa handled it very quickly. We also appreciate the after care service too, a phone call to check in, and emails to let us know next steps. They helped us feel confident and looked after in the process. We wouldn't hesitate to recommend them to our friends and family. Thanks again for a great service!

James Hayes

2024-06-15

I wasn't sure if we needed a broker and at first didn't bother but almost immediately we had some hitches in our financing so decided to give it a try. I am very glad we reached out to two birds one loan. Alissa and her team were amazing. They helped us find the right provider and work through every little bump and complication that came up. Most importantly, they were helpful, responsive, gave good guidance and advice, and genuinely seemed to care. Buying a house is a stressful experience but obtaining our loan through two birds one loan was not stressful at all. Of all the providers we had to work with in the journey of buying a house they were by far the best. I would have no hesitation to recommend them, or to work with them again.

Mark Caran

2024-05-09

Excellent experience with this knowledgeable team of brokers! We felt well guided and supported along the way! Mon and Mark

Jeffrey & Alison Sutton

We just went for our first Mortgage and Alissa and Charlotte were amazing. They went above and beyond to help us in a tough lending market. Would highly recommend talking to Two Birds One Loan for all your financing needs. Very knowledgeable and patient. Thanks again for all your help.

J C

2024-05-03

As an older woman I needed a specific loan for my later life needs. Elouise & her team listened to my needs and found the perfect loan for me. Every step of the process Elouise & the team guided me along the way. They were always available for assistance, to take my calls & answer my emails. We have now moved into our new apartment & it is wonderful ! Thanks Elouise & the wonderful team at Two Birds One Loan. Your expertise is second to none. Judi C 🌈

Gillian Griffiths

2024-04-06

After a frustrating experience with another broker, I reached out to Elouise at Two Birds for help with securing a home loan. My experience exceeded all expectations! Elouise is excellent at what she does, and quickly developed a good understanding of our requirements and guided us through the entire process so that nothing felt difficult. She was always available to answer any questions I had. The systems her and her team have in place mean you are never second guessing where things are up to. I would recommend her services without hesitation.