First home buyers can now purchase a property with as little as 5 per cent deposit without copping lenders’ mortgage insurance, after the government’s expanded First Home Guarantee Scheme came into effect on 1 October. It’s expected that 70,000 first home buyers will...

Following three cash rate cuts so far this year, the lending and borrowing environment in Australia has changed drastically. As a result, more and more borrowers are breaking out of ‘mortgage prison’ and refinancing their home loans to more competitive options. If...

While some property investors prioritise rental yield – that is, how much income a property earns, as a percentage of its value – others see capital growth as the ultimate objective. There is no guaranteed way to predict the future capital growth of a suburb, but...

Debt Consolidation. What You Need to Know Managing multiple debts can feel overwhelming... juggling credit cards, personal loans, car finance and other repayments each month can leave you stretched thin. Debt consolidation is a strategy that can simplify your finances...

Solicitors and conveyancers – what’s the difference? Solicitors and conveyancers are different, and it’s important to have the right one on your team. This helps to avoid paying too much while still getting the advice you need. Buying property is one of the biggest...

With interest rates falling this year, more Australians are taking a fresh look at their home loans. In fact, close to 100,000 borrowers refinanced in the June quarter alone – that’s 21% higher than the same time last year. Put simply, more than 1,000 loans are being...

Buying a home comes with one of the biggest decisions you’ll face – do you go for a brand new build or choose an established property? Each option has its own advantages and trade-offs, and your choice often depends on your goals, lifestyle and budget. Housing...

From 1 October 2025, the government’s First Home Guarantee scheme will expand, making it possible for more Australians to buy a home with a deposit as low as 5%. Whether you’re preparing to buy your first property or simply watching how the market shifts, these...

Can Your Profession Save You on Your Home Loan? When it comes to saving money on your mortgage, your job could be the key. Some lenders classify certain professions as ‘low risk’ borrowers and, as a result, offer exclusive discounts or fee waivers. This means if...

Getting your home loan approved faster Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined. If an application is not completed correctly, you risk delays in approval, or even being...

Why So Many First Home Buyers Miss Out (And How You Can Avoid It) Buying your first home in Australia should feel exciting not heartbreaking. But for many first-home buyers, the journey starts with disappointment. According to recent data, nearly 61% of first-home...

Renovate, Upsize, or Downsize? Data-Backed Insights for Your Next Move in Australia Feeling like your current home doesn’t quite match your lifestyle anymore? If so, you’re not alone. Across Australia, homeowners are weighing up three major options right now renovate,...