CHARITY
Gidget Foundation Australia is a not-for-profit organisation that exists to support the mental health of expectant, new and potential parents to ensure they receive accessible, timely and specialist care.
Our connection
Our team’s ideals are strongly aligned with the Gidget Foundation’s efforts to assist parents dealing with perinatal mental health issues. We want to help ensure that all parents have access to the assistance they require in the future by supporting Gidget Foundation.
OUR HEART
We proudly support the Foundation via sponsorship for events throughout the year. We also donate $50 for every single loan we settle.
articles
Your budgeting guide to buying your first home
Nothing compares to that feeling of buying your first home. If youāre planning a 2026 property purchase, saving the deposit is often one of the biggest hurdles. Careful planning and perseverance can play a role in working towards this goal. Here are some tips to help...
Property Investment in 2026: 5 Points Investors are Keeping in Mind
Property investment looks different for everyone, with no single approach suiting every situation. As market conditions, lending rules and affordability, continue to change, planning and preparation are becoming an increasingly important part of the conversation for...
Is your home loan still healthy? Hereās what to check.
As interest rates shift and the property market evolves, your mortgage may not be something you set and forget. Just like your financial goals, your home loan needs can change over time, which is why itās worth checking in regularly. If you havenāt reviewed your loan...
How do lenders assess applications?
While loan officers work solely for a lending institution and can only offer that institutionās products, brokers can help connect you to the lender best fit to serve your mortgage needs by shopping around on your behalf. Finance brokers on the other hand are paid...
Comparison Rates
Comparing apples with oranges doesnāt make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, there are comparison rates. Youāre looking for the best mortgage deal, and you see an advertisement. It shouts ā3.8%...
Five ways to fund a renovation
Considering transforming your home from ābanalā to ābrilliantā, but lack the funds to support your makeover? Never fear, weāve rounded up five home renovation finance options that could help turn your dream into reality. Equity Release/Top up Home Loan An equity...
Level Up Your Money: An 8-Week Gamified Savings Challenge
Level Up Your Money: An 8-Week Gamified Savings Challenge Starting the new year with a plan can make all the difference to your finances. At Two Birds One Loan, we believe saving and budgeting doesnāt have to be boring it can be fun, motivating, and rewarding. Thatās...
Buy Now, Pay Later: could it affect your home loan approval?
Buy now, pay later. Sounds convenient and harmless, right? Itās no surprise that Buy Now, Pay Later (BNPL) services like Afterpay have surged in popularity as it lets you split purchases into smaller, interest-free instalments (as long as you pay on time). In fact,...
2025 in review, what to expect in 2026
Well, thatās almost a wrap on 2025 and what a year itās been for the property market. Well, that's almost a wrap on 2025 and what a year it's been for the property market. Letās take a look at some of the highlights from 2025 and see what aspiring property purchasers...
How young Australians are navigating housing affordability challenges
For many young Australians, home ownership can feel more like a distant dream than something within reach. Rising living costs, strong property price growth and slow wage increases have put real pressure on those hoping to buy their first home. Research byĀ Deloitte...
How redraw facilities and offset accounts can save you money
How Redraw Facilities and Offset Accounts can Save you Money! Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Deciding...
Four Steps to Help you Avoid Overpaying for your First Home
Home prices continue to climb across Australia. In October, national dwelling values rose 1.1% āāÆthe strongest monthly gain since June 2023. Several factors are fuelling the uptick in growth. One is the lack of housing supply in many markets. The expansion of the...
