The festive season is a time to celebrate, relax and connect with loved ones, but it can also put extra pressure on the household budget. With the rising cost of living, a little planning can go a long way towards keeping the season merry without overspending. That's...

Imagine waking up in a cosy mountain retreat or in a beach shack overlooking the ocean – all in your very own holiday home. Sounds dreamy, right? Looking for advice? Your guide to investing in a holiday home is here, whether you’re after a sea change, a tree change,...

How to Get Ahead in the Home-buying Game When the Deposit Seems Out of Reach In today’s fast-moving property market, the biggest hurdle for many aspiring buyers isn’t just finding the right home it’s having enough cash for a deposit. Learning how to get ahead in the...

If you’re thinking of building your own home, you’ll need to be familiar with the ins-and-outs of construction loans. Construction loans are not as straightforward as standard home loans. There are additional decisions to be made about the structure of the loan,...

How Can a Buyer’s Agent Help You Once You’re Pre-Approved (And why the cost is worth every cent in the long run) So, you’ve got your loan pre-approval—congratulations! That’s a huge milestone on your property journey. But before you start scrolling realestate.com.au...

First home buyers can now purchase a property with as little as 5 per cent deposit without copping lenders’ mortgage insurance, after the government’s expanded First Home Guarantee Scheme came into effect on 1 October. It’s expected that 70,000 first home buyers will...

Following three cash rate cuts so far this year, the lending and borrowing environment in Australia has changed drastically. As a result, more and more borrowers are breaking out of ‘mortgage prison’ and refinancing their home loans to more competitive options. If...

While some property investors prioritise rental yield – that is, how much income a property earns, as a percentage of its value – others see capital growth as the ultimate objective. There is no guaranteed way to predict the future capital growth of a suburb, but...

Debt Consolidation. What You Need to Know Managing multiple debts can feel overwhelming... juggling credit cards, personal loans, car finance and other repayments each month can leave you stretched thin. Debt consolidation is a strategy that can simplify your finances...

Solicitors and conveyancers – what’s the difference? Solicitors and conveyancers are different, and it’s important to have the right one on your team. This helps to avoid paying too much while still getting the advice you need. Buying property is one of the biggest...

With interest rates falling this year, more Australians are taking a fresh look at their home loans. In fact, close to 100,000 borrowers refinanced in the June quarter alone – that’s 21% higher than the same time last year. Put simply, more than 1,000 loans are being...

Buying a home comes with one of the biggest decisions you’ll face – do you go for a brand new build or choose an established property? Each option has its own advantages and trade-offs, and your choice often depends on your goals, lifestyle and budget. Housing...