You’ve found someone you want to spend your life with– the hard part is over, right? Wrong. You know each other well enough to know whether or not you each blow the budget every month, but you probably don’t know each other’s complete credit history. So, before you...

With today’s cost-of-living pressures, winter can be a challenging time financially for households, especially with soaring electricity and gas bills. Here are some tips to manage your energy costs this winter and keep the household budget in check. 1. Be smart about...

If you’re new to buying property, you’ll want to understand your credit report and how it may impact your home loan application. Think of your credit report as your financial report card, showcasing how you manage your debts and financial obligations. Here’s why it’s...

Using your equity to buy an investment property If you’ve paid down your home loan somewhat or your property has appreciated in value, you may be able to use your home’s equity to fund an investment property purchase. Knowing how to use your home equity can help you...

Your Home Loan Application Checklist Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. Do your Research It’s a good idea to do some research and start thinking...