Self-Employed? Here’s Why You Need a Broker Who Gets It Running your own business is rewarding but when it comes to applying for a home loan, being self-employed can feel like hitting a brick wall. Income fluctuates, expenses are complicated, and lenders don’t always...
Why is your finance broker calling you? Wondering why your finance broker is contacting you six months after you’ve settled on your property? The simple answer is that a finance broker is with you for life. Understanding ongoing communication's importance helps...
When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? These are just some of the...
As the end of financial year approaches, now is the time to take stock of your finances, including your home loan. Whether you own your home or an investment property, this is the ideal time for an EOFY Financial Health Check to assess your financial position, review...
If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan. Can gambling impact your home loan application? Understanding this is crucial before proceeding. Your lender will look...
Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for your situation is a...
As part of the Federal Budget released in May, the government announced that it would be extending ‘temporary full expensing’ until 2023, giving COVID-fatigued businesses the confidence and kickback needed to get the new financial year off to a solid start. If...
When you’re looking for a home loan, you can go to a finance broker or direct to bank. A bank will only offer you its own products, whilst we (finance brokers!) are a industry experts who will take the guesswork out of finding the right product to suit your needs....
Royal what now? In the Australian system of government, royal commissions are the highest form of inquiry on matters of public importance. The long-awaited final report of the banking royal commission was released on Monday. First and foremost, let’s be clear about...
Maximizing cash flow and taxation benefits are two big draw cards when looking to finance cars & equipment through your business. However, with the number of finance options on the rise, many businesses are turning to financing these purchases over a period of...