With interest rates falling this year, more Australians are taking a fresh look at their home loans. In fact, close to 100,000 borrowers refinanced in the June quarter alone – that’s 21% higher than the same time last year. Put simply, more than 1,000 loans are being...
Buying a home comes with one of the biggest decisions you’ll face – do you go for a brand new build or choose an established property? Each option has its own advantages and trade-offs, and your choice often depends on your goals, lifestyle and budget. Housing...
From 1 October 2025, the government’s First Home Guarantee scheme will expand, making it possible for more Australians to buy a home with a deposit as low as 5%. Whether you’re preparing to buy your first property or simply watching how the market shifts, these...
Can Your Profession Save You on Your Home Loan? When it comes to saving money on your mortgage, your job could be the key. Some lenders classify certain professions as ‘low risk’ borrowers and, as a result, offer exclusive discounts or fee waivers. This means if...
Getting your home loan approved faster Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined. If an application is not completed correctly, you risk delays in approval, or even being...
Why So Many First Home Buyers Miss Out (And How You Can Avoid It) Buying your first home in Australia should feel exciting not heartbreaking. But for many first-home buyers, the journey starts with disappointment. According to recent data, nearly 61% of first-home...
Renovate, Upsize, or Downsize? Data-Backed Insights for Your Next Move in Australia Feeling like your current home doesn’t quite match your lifestyle anymore? If so, you’re not alone. Across Australia, homeowners are weighing up three major options right now renovate,...
Unlimited Places and Higher Property Price Caps for First Home Buyers from 1 October 2025 Exciting news for Australian first home buyers! The Australian Government is expanding the Home Guarantee Scheme (HGS), giving more people the chance to enter the property market...
Find Your New Home as a Single Parent Buying a home as a single parent can feel overwhelming however, the Family Home Guarantee makes it possible. This Australian Government scheme helps single parents and legal guardians purchase a family home with a deposit as low...
Inflation has been heading in the right direction and the Reserve Bank of Australia has cut the cash rate three times in 2025. So, is now a good time to refinance? The decision as to whether to refinance depends largely on your individual situation and goals. Here are...
Buying an investment property in another state or territory can open the door to a range of new opportunities. From more affordable price points to higher rental yields and market diversification, there are plenty of reasons to look beyond your own backyard. But...
If you’re planning to buy your first home this spring, you’re not alone. It’s one of the busiest times in the property market, with more listings and more competition. That’s why it’s important to be well prepared. Beyond interest rates, there are other features that...
As a homeowner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender, who can better meet your current needs, wants and circumstances. Refinancing...
What Happens When Your Fixed Rate Ends? Fixed rate home loans lock in your interest rate for a set period of time, typically between one and five years, providing stability and peace of mind while you budget and plan. But what happens when that fixed term ends? Most...
You’ve found someone you want to spend your life with– the hard part is over, right? Wrong. You know each other well enough to know whether or not you each blow the budget every month. However, you probably don’t know each other’s complete credit history. So, before...
With today’s cost-of-living pressures, winter can be a challenging time financially for households, especially with soaring electricity and gas bills. Here are some tips to manage your energy costs this winter and keep the household budget in check. 1. Be smart about...