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HIDDEN DANGERS OF BUY NOW PAY LATER
The Buy Now Pay Later sector is winning over the youth demographic, with the promise of instant gratification (guilty!). But with every sugar-high, comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay and Zip Pay, have experienced...
FINANCE BROKER OR FINANCIAL PLANNER?
When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Brokers and financial planners, although similar in their professional outlook, cater to different financial objectives....
FINANCE BROKER OR BANK?
When you’re looking for a home loan, you can go to a finance broker or direct to bank. A bank will only offer you its own products, whilst we (finance brokers!) are a industry experts who will take the guesswork out of finding the right product to suit your needs....
HOME LOAN APPROVAL PROCESS
Following the lodgement of a home loan application, borrowers are often keen to know what will happen next and how long it will take. The bad news is that there is no one-size-fits-all answer. The good news is, that a solid (broker prepared!) application is the key to...
UNPACKED: THE ROYAL COMMISSION
Royal what now? In the Australian system of government, royal commissions are the highest form of inquiry on matters of public importance. The long-awaited final report of the banking royal commission was released on Monday. First and foremost, let’s be clear about...
RENOVATION TRICKS TO ADD VALUE!
Successful property renovators know the key to a successful renovation is to use the space you have wisely. Renovating areas like the kitchen, living room and dining area to create more space and storage can not only make your home more liveable, it may also add value...
RENT-VESTING
Enter the property market without sacrificing your current lifestyle! As property prices continue to rise, purchasing in a centrally-located or sought-after areas, is increasingly out of reach for the average working millennial. Instead, many are opting to rent rather...
HOW TO INVEST ON A LOW INCOME
While you may not need a six-figure salary to invest in property, for those of you who earn a relatively low income may simply require a little more creative thinking to start a portfolio. Here are some tips to help you get started. Find an investor-friendly loan The...
CAR FINANCE FOR BUSINESSES
Maximizing cash flow and taxation benefits are two big draw cards when looking to finance cars & equipment through your business. However, with the number of finance options on the rise, many businesses are turning to financing these purchases over a period of...
TOP WAYS TO CUT EXPENSES AND INCREASE SAVINGS
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is...
BEST TIME OF YEAR TO BUY A HOUSE?
Whilst spring is renowned as the time that sellers dust off their properties and place them on the market, this doesn’t mean it is necessarily the best time for you to go shopping! One of the biggest issues with shopping in spring is the flood of other buyers looking...
HIDDEN DANGERS OF BUY NOW PAY LATER
The Buy Now Pay Later sector is winning over the youth demographic, with the promise of instant gratification (guilty!). But with every sugar-high, comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay and Zip Pay, have experienced...
FINANCE BROKER OR FINANCIAL PLANNER?
When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Brokers and financial planners, although similar in their professional outlook, cater to different financial objectives....
FINANCE BROKER OR BANK?
When you’re looking for a home loan, you can go to a finance broker or direct to bank. A bank will only offer you its own products, whilst we (finance brokers!) are a industry experts who will take the guesswork out of finding the right product to suit your needs....
HOME LOAN APPROVAL PROCESS
Following the lodgement of a home loan application, borrowers are often keen to know what will happen next and how long it will take. The bad news is that there is no one-size-fits-all answer. The good news is, that a solid (broker prepared!) application is the key to...
UNPACKED: THE ROYAL COMMISSION
Royal what now? In the Australian system of government, royal commissions are the highest form of inquiry on matters of public importance. The long-awaited final report of the banking royal commission was released on Monday. First and foremost, let’s be clear about...
RENOVATION TRICKS TO ADD VALUE!
Successful property renovators know the key to a successful renovation is to use the space you have wisely. Renovating areas like the kitchen, living room and dining area to create more space and storage can not only make your home more liveable, it may also add value...
RENT-VESTING
Enter the property market without sacrificing your current lifestyle! As property prices continue to rise, purchasing in a centrally-located or sought-after areas, is increasingly out of reach for the average working millennial. Instead, many are opting to rent rather...
HOW TO INVEST ON A LOW INCOME
While you may not need a six-figure salary to invest in property, for those of you who earn a relatively low income may simply require a little more creative thinking to start a portfolio. Here are some tips to help you get started. Find an investor-friendly loan The...
CAR FINANCE FOR BUSINESSES
Maximizing cash flow and taxation benefits are two big draw cards when looking to finance cars & equipment through your business. However, with the number of finance options on the rise, many businesses are turning to financing these purchases over a period of...
TOP WAYS TO CUT EXPENSES AND INCREASE SAVINGS
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is...
BEST TIME OF YEAR TO BUY A HOUSE?
Whilst spring is renowned as the time that sellers dust off their properties and place them on the market, this doesn’t mean it is necessarily the best time for you to go shopping! One of the biggest issues with shopping in spring is the flood of other buyers looking...
Testimonial Eight
We recently used the services of Two Birds One Loan for the funding on our home build. They were amazing in every way, from the start of our experience with our initial query, all the way through to the completion of the build. Very easy to work with - would (and...
Australian Broker’s Fast Brokerages 2022
Being female an opportunity, brokers say
HOW TO COMPARE HOME LOANS AND FEATURES
Basic guide for making home loan comparisons – where we tell you all about the features you may require within your home loan.
FY22 INSTANT ASSET WRITE OFF
As part of the FY22 budget the government announced that it would be extending ‘temporary full expensing’ until 2023. Read about what has changed.
TOP 5 MONEY TIPS FOR 20-SOMETHINGS & DINKS
Financial discipline that you apply now, can make an exponential difference to your financial future.
Testimonial Seven
Working with Elouise from Two Birds One Loan has been fantastic. She helped us to remortgage our loan and then later on helped us to upsize and purchase a house. Her professionalism and knowledge was outstanding, as Elouise was able to negotiate the possible loan to...
Testimonial Six
We were referred to the team at Two Birds by our accountant. We were in the unhappy position of having our residential landlord decide to sell our tenancy and were notified a few weeks out from Christmas. To compound issues we are small business owners who needed to...
Testimonial Five
From first contact the team at Two Birds were super efficient, professional, methodical. They sourced some great options and clearly presented these with comprehensible pros and cons for each package tailored to our personal circumstances. 100% regret not contacting...
Testimonial Four
Elouise and the team at Two Birds are fantastic. We have recommended them to friends and family and we've all had the same wonderful experience with them. Their expertise and unrivalled communication is much appreciated at times that can be stressful. Thank you again...
Testimonial Eight
We recently used the services of Two Birds One Loan for the funding on our home build. They were amazing in every way, from the start of our experience with our initial query, all the way through to the completion of the build. Very easy to work with - would (and...
Australian Broker’s Fast Brokerages 2022
Being female an opportunity, brokers say
HOW TO COMPARE HOME LOANS AND FEATURES
Basic guide for making home loan comparisons – where we tell you all about the features you may require within your home loan.
FY22 INSTANT ASSET WRITE OFF
As part of the FY22 budget the government announced that it would be extending ‘temporary full expensing’ until 2023. Read about what has changed.
TOP 5 MONEY TIPS FOR 20-SOMETHINGS & DINKS
Financial discipline that you apply now, can make an exponential difference to your financial future.
Testimonial Seven
Working with Elouise from Two Birds One Loan has been fantastic. She helped us to remortgage our loan and then later on helped us to upsize and purchase a house. Her professionalism and knowledge was outstanding, as Elouise was able to negotiate the possible loan to...
Testimonial Six
We were referred to the team at Two Birds by our accountant. We were in the unhappy position of having our residential landlord decide to sell our tenancy and were notified a few weeks out from Christmas. To compound issues we are small business owners who needed to...
Testimonial Five
From first contact the team at Two Birds were super efficient, professional, methodical. They sourced some great options and clearly presented these with comprehensible pros and cons for each package tailored to our personal circumstances. 100% regret not contacting...
Testimonial Four
Elouise and the team at Two Birds are fantastic. We have recommended them to friends and family and we've all had the same wonderful experience with them. Their expertise and unrivalled communication is much appreciated at times that can be stressful. Thank you again...