Your Home Loan Application Checklist Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. Do your Research It’s a good idea to do some research and start thinking...
Self-Employed? Here’s Why You Need a Broker Who Gets It Running your own business is rewarding but when it comes to applying for a home loan, being self-employed can feel like hitting a brick wall. Income fluctuates, expenses are complicated, and lenders don’t always...
Why is your finance broker calling you? Wondering why your finance broker is contacting you six months after you’ve settled on your property? The simple answer is that a finance broker is with you for life. Understanding ongoing communication's importance helps...
When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? These are just some of the...
As the end of financial year approaches, now is the time to take stock of your finances, including your home loan. Whether you own your home or an investment property, this is the ideal time for an EOFY Financial Health Check to assess your financial position, review...
If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan. Can gambling impact your home loan application? Understanding this is crucial before proceeding. Your lender will look...
In the past, most people who took out a mortgage continued with it until they had paid it off. These days, people refinance their mortgage much more frequently with the average duration of a home loan in Australia now is just 4-5 years. Below, we look at some of the...
When was the last time you looked closely at your loan? And the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in...
Successful property renovators know the key to a successful renovation is to use the space you have wisely. Renovating areas like the kitchen, living room and dining area to create more space and storage can not only make your home more liveable, it may also add value...