Asking how long it takes to get a loan approved is like asking how long a piece of string is! Every application is unique, so the time between our first contact and an approval can never be predetermined. There are, however, some things you can do to help hurry your...
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NEGOTIATION TACTICS FOR PROPERTY BUYERS
Interest rates remain at a record low, and the property market is expected to heat up as we enter spring despite the economic challenges due to the pandemic. Listings remain low compared to last year, which means that as a buyer, there may be more competition for...
GUARANTEEING YOUR CHILD’S LOAN
Rising house prices are making it increasingly difficult to enter the market. Guaranteeing your children’s loans can help, but it is important to understand how it can impact retirement or investment plans. Being a guarantor generally means using the equity in your...
FINANCE BROKER OR FINANCIAL PLANNER?
When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Brokers and financial planners, although similar in their professional outlook, cater to different financial objectives....
FINANCE BROKER OR BANK?
When you’re looking for a home loan, you can go to a finance broker or direct to bank. A bank will only offer you its own products, whilst we (finance brokers!) are a industry experts who will take the guesswork out of finding the right product to suit your needs....
HOME LOAN APPROVAL PROCESS
Following the lodgement of a home loan application, borrowers are often keen to know what will happen next and how long it will take. The bad news is that there is no one-size-fits-all answer. The good news is, that a solid (broker prepared!) application is the key to...
TOP WAYS TO CUT EXPENSES AND INCREASE SAVINGS
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is...
BEST TIME OF YEAR TO BUY A HOUSE?
Whilst spring is renowned as the time that sellers dust off their properties and place them on the market, this doesn’t mean it is necessarily the best time for you to go shopping! One of the biggest issues with shopping in spring is the flood of other buyers looking...