CHARITY
Gidget Foundation Australia is a not-for-profit organisation that exists to support the mental health of expectant, new and potential parents to ensure they receive accessible, timely and specialist care.
Our connection
Our team’s ideals are strongly aligned with the Gidget Foundation’s efforts to assist parents dealing with perinatal mental health issues. We want to help ensure that all parents have access to the assistance they require in the future by supporting Gidget Foundation.
OUR HEART
We proudly support the Foundation via sponsorship for events throughout the year. We also donate $50 for every single loan we settle.
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TO FIX OR NOT TO FIX?
With interest rates at an all-time low, and many lenderās fixed rates are lower than their variable options. Locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive however, it pays to know the ins and outs of...
WHY REFINANCE MY MORTGAGE?
In the past, most people who took out a mortgage continued with it until they had paid it off. These days, people refinance their mortgage much more frequently with the average duration of a home loan in Australia now is just 4-5 years. Below, we look at some of the...
HOW TO PAY OFF YOUR MORTGAGE FASTER
When was the last time you looked closely at your loan? And the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in...
BUYING A PROPERTY WITH LESS THAN 20% DEPOSIT
When you consider that a SMALL apartment in Sydney could set you back well over half a million dollars, saving a 20% deposit ($100k+) can seem like mission-bloody-impossible! Enter: Lenderās mortgage insurance. Lenders mortgage insurance (LMI) may be an added expense...
HOW TO SPEED UP YOUR LOAN APPROVAL
Asking how long it takes to get a loan approved is like asking how long a piece of string is! Every application is unique, so the time between our first contact and an approval can never be predetermined. There are, however, some things you can do to help hurry your...
NEW YEAR, NEW BUDGET!
Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan. It is particularly important for first home buyers about to take the first step on the property ladder. Now the new financial year has...
INTEREST ONLY LOANS
Borrowing to buy a property and repaying only the interest for a set period can be a great choice for some. Interest-only loans can offer financial flexibility whilst you invest. There are some very important risks to take into consideration. No principle With...
NEGOTIATION TACTICS FOR PROPERTY BUYERS
Interest rates remain at a record low, and the property market is expected to heat up as we enter spring despite the economic challenges due to the pandemic. Listings remain low compared to last year, which means that as a buyer, there may be more competition for...
GUARANTEEING YOUR CHILD’S LOAN
Rising house prices are making it increasingly difficult to enter the market. Guaranteeing your childrenās loans can help, but it is important to understand how it can impact retirement or investment plans. Being a guarantor generally means using the equity in your...
HIDDEN DANGERS OF BUY NOW PAY LATER
The Buy Now Pay Later sector is winning over the youth demographic, with the promise of instant gratification (guilty!). But with every sugar-high, comes the risk of a corresponding low. āBuy Now Pay Laterā providers such as AfterPay and Zip Pay, have experienced...
FINANCE BROKER OR FINANCIAL PLANNER?
When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Brokers and financial planners, although similar in their professional outlook, cater to different financial objectives....
FINANCE BROKER OR BANK?
When youāre looking for a home loan, you can go to a finance broker or direct to bank. A bank will only offer you its own products, whilst we (finance brokers!) are a industry experts who will take the guesswork out of finding the right product to suit your needs....
