CHARITY
Gidget Foundation Australia is a not-for-profit organisation that exists to support the mental health of expectant, new and potential parents to ensure they receive accessible, timely and specialist care.
Our connection
Our team’s ideals are strongly aligned with the Gidget Foundation’s efforts to assist parents dealing with perinatal mental health issues. We want to help ensure that all parents have access to the assistance they require in the future by supporting Gidget Foundation.
OUR HEART
We proudly support the Foundation via sponsorship for events throughout the year. We also donate $50 for every single loan we settle.
articles
What is refinancing and when should I do it?
As a homeowner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender, who can better meet your current needs, wants and circumstances. Refinancing...
What happens when your fixed rate term ends?
What Happens When Your Fixed Rate Ends? Fixed rate home loans lock in your interest rate for a set period of time, typically between one and five years, providing stability and peace of mind while you budget and plan. But what happens when that fixed term ends? Most...
Three things you need to ask your partner before you apply for a home loan together
You’ve found someone you want to spend your life with– the hard part is over, right? Wrong. You know each other well enough to know whether or not you each blow the budget every month. However, you probably don’t know each other’s complete credit history. So, before...
Seven cost-effective tips for keeping your home warm during winter
With today’s cost-of-living pressures, winter can be a challenging time financially for households, especially with soaring electricity and gas bills. Here are some tips to manage your energy costs this winter and keep the household budget in check. 1. Be smart about...
How your credit report affects mortgage applications
If you’re new to buying property, you’ll want to understand your credit report and how it may impact your home loan application. Think of your credit report as your financial report card, showcasing how you manage your debts and financial obligations. Here’s why it’s...
Using your equity to buy an investment property
Using your equity to buy an investment property If you’ve paid down your home loan somewhat or your property has appreciated in value, you may be able to use your home’s equity to fund an investment property purchase. Knowing how to use your home equity can help you...
Your Home Loan Application Checklist
Your Home Loan Application Checklist Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. Do your Research It’s a good idea to do some research and start thinking...
Self-Employed? Here’s Why You Need a Broker Who Gets It
Self-Employed? Here’s Why You Need a Broker Who Gets It Running your own business is rewarding but when it comes to applying for a home loan, being self-employed can feel like hitting a brick wall. Income fluctuates, expenses are complicated, and lenders don’t always...
Why your Finance Broker is with you for Life
Why is your finance broker calling you? Wondering why your finance broker is contacting you six months after you’ve settled on your property? The simple answer is that a finance broker is with you for life. Understanding ongoing communication's importance helps...
Why more Aussies are choosing Mortgage Brokers
When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? These are just some of the...
EOFY financial health checklist: Is your home loan still working for you?
As the end of financial year approaches, now is the time to take stock of your finances, including your home loan. Whether you own your home or an investment property, this is the ideal time for an EOFY Financial Health Check to assess your financial position, review...
Can Gambling impact your Home Loan Application?
If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan. Can gambling impact your home loan application? Understanding this is crucial before proceeding. Your lender will look...
