CHARITY
Gidget Foundation Australia is a not-for-profit organisation that exists to support the mental health of expectant, new and potential parents to ensure they receive accessible, timely and specialist care.
Our connection
Our team’s ideals are strongly aligned with the Gidget Foundation’s efforts to assist parents dealing with perinatal mental health issues. We want to help ensure that all parents have access to the assistance they require in the future by supporting Gidget Foundation.
OUR HEART
We proudly support the Foundation via sponsorship for events throughout the year. We also donate $50 for every single loan we settle.
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Why your Finance Broker is with you for Life
Why is your finance broker calling you? Wondering why your finance broker is contacting you six months after you’ve settled on your property? The simple answer is that a finance broker is with you for life. Understanding ongoing communication's importance helps...
Why more Aussies are choosing Mortgage Brokers
When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? These are just some of the...
EOFY financial health checklist: Is your home loan still working for you?
As the end of financial year approaches, now is the time to take stock of your finances, including your home loan. Whether you own your home or an investment property, this is the ideal time for an EOFY Financial Health Check to assess your financial position, review...
Can Gambling impact your Home Loan Application?
If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan. Can gambling impact your home loan application? Understanding this is crucial before proceeding. Your lender will look...
HOW TO COMPARE HOME LOANS AND FEATURES
Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for your situation is a...
FY22 INSTANT ASSET WRITE OFF
As part of the Federal Budget released in May, the government announced that it would be extending ‘temporary full expensing’ until 2023, giving COVID-fatigued businesses the confidence and kickback needed to get the new financial year off to a solid start. If...
TOP 5 MONEY TIPS FOR 20-SOMETHINGS & DINKS
Are you a 20-something or a DINK (dual income no kids)? We are talking to you! It is time to Adult! You are in the financial sweet spot of your life. You are earning good money, you don’t have any dependents (yet), you have minimal obligations and...
TO FIX OR NOT TO FIX?
With interest rates at an all-time low, and many lender’s fixed rates are lower than their variable options. Locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive however, it pays to know the ins and outs of...
WHY REFINANCE MY MORTGAGE?
In the past, most people who took out a mortgage continued with it until they had paid it off. These days, people refinance their mortgage much more frequently with the average duration of a home loan in Australia now is just 4-5 years. Below, we look at some of the...
HOW TO PAY OFF YOUR MORTGAGE FASTER
When was the last time you looked closely at your loan? And the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in...
BUYING A PROPERTY WITH LESS THAN 20% DEPOSIT
When you consider that a SMALL apartment in Sydney could set you back well over half a million dollars, saving a 20% deposit ($100k+) can seem like mission-bloody-impossible! Enter: Lender’s mortgage insurance. Lenders mortgage insurance (LMI) may be an added expense...
HOW TO SPEED UP YOUR LOAN APPROVAL
Asking how long it takes to get a loan approved is like asking how long a piece of string is! Every application is unique, so the time between our first contact and an approval can never be predetermined. There are, however, some things you can do to help hurry your...
