When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? These are just some of the...
Investment
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EOFY financial health checklist: Is your home loan still working for you?
As the end of financial year approaches, now is the time to take stock of your finances, including your home loan. Whether you own your home or an investment property, this is the ideal time for an EOFY Financial Health Check to assess your financial position, review...
Can Gambling impact your Home Loan Application?
If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan. Can gambling impact your home loan application? Understanding this is crucial before proceeding. Your lender will look...
INTEREST ONLY LOANS
Borrowing to buy a property and repaying only the interest for a set period can be a great choice for some. Interest-only loans can offer financial flexibility whilst you invest. There are some very important risks to take into consideration. No principle With...
RENT-VESTING
Enter the property market without sacrificing your current lifestyle! As property prices continue to rise, purchasing in a centrally-located or sought-after areas, is increasingly out of reach for the average working millennial. Instead, many are opting to rent rather...
HOW TO INVEST ON A LOW INCOME
While you may not need a six-figure salary to invest in property, for those of you who earn a relatively low income may simply require a little more creative thinking to start a portfolio. Here are some tips to help you get started. Find an investor-friendly loan The...