While loan officers work solely for a lending institution and can only offer that institution’s products, brokers can help connect you to the lender best fit to serve your mortgage needs by shopping around on your behalf. Finance brokers on the other hand are paid...
Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, there are comparison rates. You’re looking for the best mortgage deal, and you see an advertisement. It shouts ‘3.8%...
Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up five home renovation finance options that could help turn your dream into reality. Equity Release/Top up Home Loan An equity...
Level Up Your Money: An 8-Week Gamified Savings Challenge Starting the new year with a plan can make all the difference to your finances. At Two Birds One Loan, we believe saving and budgeting doesn’t have to be boring it can be fun, motivating, and rewarding. That’s...
Buy now, pay later. Sounds convenient and harmless, right? It’s no surprise that Buy Now, Pay Later (BNPL) services like Afterpay have surged in popularity as it lets you split purchases into smaller, interest-free instalments (as long as you pay on time). In fact,...
Well, that’s almost a wrap on 2025 and what a year it’s been for the property market. Well, that's almost a wrap on 2025 and what a year it's been for the property market. Let’s take a look at some of the highlights from 2025 and see what aspiring property purchasers...