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Two Birds One Loan

Shop 24A, 930 Old Northern Road Glenorie NSW 2157

THE GRAM

How the banks assess your income can make a big im

How the banks assess your income can make a big impact on how much you can borrow. Unfortunately, not all lenders assess your income the same way.

We specialise in helping people apply for home loans in a way that factors in all your income. It's about borrowing what you can afford to pay back, and putting your best foot forward to the lender.

Get in touch to get started.

📧office@twobirdsoneloan.com.au

#twobirdsoneloan #financeexperts #homesweethome #nswproperty #realestateau #sydneyrealestate #hillsdistrict #sydneyproperty

If you're wanting to climb further up the property

If you're wanting to climb further up the property ladder, then chances are you'll need help with finance.⠀
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Knowing where your money going is the first step in being able to present the right impression to the lender. And creating the right impression is paramount to securing competitive finance.
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Get in touch if you'd like more insight into how the banks will view your application.

📧office@twobirdsoneloan.com.au

#twobirdsoneloan #financeexperts #homesweethome #nswproperty #realestateau #sydneyrealestate #hillsdistrict #sydneyproperty

MENTORING sesh #1 for 2025!!! 🥰 Nancy 🥰 S

MENTORING sesh #1 for 2025!!!

🥰 Nancy 🥰

Since 2022 she has been giving us clarity and strength to make big decisions! We have loads of ideas, and often all we need is a sounding board, some intuitive guidance, and a good old fashioned SHOVE to make a decision that suddenly makes so much sense 😂 There isn’t any fence sitting allowed when Nancy is your mentor! You are doing this, and you’re doing it today 🫡 #siryessir

So good for the soul. Exciting things coming soon #yolo 🤣😬👏🏼🙌🏼

When deciding on a home loan, the interest rate is

When deciding on a home loan, the interest rate is understandably what most of our clients first consider.

The thing is, sometimes when you go with a product that has the lowest interest rate, you forgo other features that could benefit you in the longer term.

We'll definitely advocate for the lowest interest rate possible, but always in a way that balances all your needs, today and into the future.

Let us know if you want us to crunch the numbers with you.

📧office@twobirdsoneloan.com.au

#twobirdsoneloan #financeexperts #homesweethome #nswproperty #realestateau #sydneyrealestate #hillsdistrict #sydneyproperty

Pre-approval is where the bank agrees to lend you

Pre-approval is where the bank agrees to lend you a certain amount before you've actually confirmed which property you're buying. It's conditional on you proving your income and spending, and on a valuation of the property.

Pre-approval gives you:⠀
🔑Certainty - so you know how much you can bid up to
🔑An edge - having finance ready-to-go may be seen as more attractive to the vendor (when it comes to negotiations)

Get in touch and we'll get you auction-ready👍

📧office@twobirdsoneloan.com.au

#twobirdsoneloan #financeexperts #homesweethome #nswproperty #realestateau #sydneyrealestate #hillsdistrict #sydneyproperty

Here are a few things you should be thinking about

Here are a few things you should be thinking about if you're planning to apply for a home loan:

💸 Are you excess spending on non-essentials (UberEats, gambling 👀)?
💸 Are you withdrawing from your “savings” account?
💸 Do you have other debts or credit cards?

Get in touch with our team to discuss how you can put yourself in the best position to get approved for a home loan in 2025!

📧office@twobirdsoneloan.com.au

#twobirdsoneloan #financeexperts #homesweethome #nswproperty #realestateau #sydneyrealestate #hillsdistrict #sydneyproperty