A Deposit Bond can replace the traditional cash deposit, helping you keep your savings accessible while securing your next property purchase.
Check your eligibility, speak with a Broker
Whether you’re a first home buyer, investor or upgrading your family home, a Deposit Bond can help you move forward with confidence while keeping your money working for you until settlement.
What is a Deposit Bond and How Does it Work?
A Deposit Bond is a simple and flexible alternative to paying a large cash deposit when purchasing a property. Rather than transferring thousands of dollars upfront, a Deposit Bond acts as a guarantee to the seller that the deposit will be paid at settlement. This means you can move forward with confidence, secure your property, and keep your money working for you until it’s time to settle.
Benefits of a Deposit Bond
Keep Your Money Working
Leave your savings in your offset account, investments or high-interest savings account until settlement.
Improve Cash Flow
Reduce pressure on your finances during what’s often a costly transition period.
Fast and Convenient
Many applications can be processed quickly, helping you meet tight property purchase deadlines.
Suitable for Many Buyers
Great for:
- First Home Buyers
- Property Investors
- Upgraders
- Downsizers
- Buyers waiting for proceeds from another property sale
Common Questions
Are Deposit Bonds accepted by sellers?
Most sellers, agents, and conveyancers are familiar with Deposit Bonds and accept them, subject to the contract conditions.
When do I need to pay the deposit?
The actual deposit amount is generally paid at settlement.
Can I use a Deposit Bond if I already have finance approved?
Yes. Many buyers use a Deposit Bond simply to preserve liquidity and maintain financial flexibility
Why Choose Two Birds One Loan?
At Two Birds One Loan, we help clients navigate every stage of the property journey.
We don’t just arrange finance. We help you understand your options and make smarter decisions that support your long-term financial goals.
Important to Know
Eligibility is assessed based on your individual circumstances, including your financial position and ability to settle the purchase. Our team can help determine whether a Deposit Bond is suitable for your situation and guide you through the application process.
Considering a Deposit Bond?
Speak with our team today and find out if it’s the right solution for your purchase. Click here to book a time that suits you!
