How Can a Buyer’s Agent Help You Once You’re Pre-Approved

(And why the cost is worth every cent in the long run)

So, you’ve got your loan pre-approval—congratulations! That’s a huge milestone on your property journey. But before you start scrolling realestate.com.au or heading to open homes every weekend, there’s one key player you might be overlooking: a Buyer’s Agent.

At Two Birds One Loan, we help clients get financially ready to buy but partnering with a Buyer’s Agent after pre-approval can help turn that approval into a winning purchase.

What is a Buyer’s Agent?

A Buyer’s Agent (or Property Buyer’s Advocate) is a licensed professional who works exclusively for the buyer. Unlike a selling agent whose job is to get the best price for the vendor a Buyer’s Agent is on your side, helping you secure the right property at the right price.

They assist with everything from sourcing off-market opportunities and conducting property research to negotiating the best deal and guiding you through the buying process with confidence.

The Benefits of Using a Buyer’s Agent After Pre-Approval

Once your finance is in place, the property hunt gets real… and fast. Here’s why having a Buyer’s Agent on your team makes all the difference:

Access to Off-Market Properties

Many great properties never hit public listings. Buyer’s Agents have industry connections that give you access to exclusive off-market or pre-market opportunities, expanding your options in a competitive market.

Smarter Negotiation (and Better Prices)

A Buyer’s Agent knows market values inside out. They can identify overpricing, spot hidden potential, and negotiate confidently on your behalf often saving you far more than their fee in the purchase price.

Save Time (and Stress)

House hunting can be overwhelming especially if you’re juggling work, family, or relocation. A Buyer’s Agent does the legwork for you, shortlisting only the most suitable properties and managing inspections and communication.

Expert Market Insight

Buyer’s Agents bring local market knowledge, comparable sales data, and suburb insights to help you buy with strategy, not emotion.

Avoid Costly Mistakes

From buying in the wrong location to overpaying for emotion’s sake, property pitfalls can be expensive. A Buyer’s Agent ensures you’re making an informed, financially sound decision.

When choosing a buyer’s agent, it’s essential to work with someone who is truly independent, an agent who represents you, not the seller. This means they aren’t being paid, influenced, or directed by the person selling the property, so you can trust that their advice and negotiations are genuinely in your best interests.

But What About the Cost?

It’s a fair question because yes, Buyer’s Agents charge a fee. But here’s the truth the cost of not having one can be much higher.

Think about it like this:

• Paying above market value by even 5% on a $900,000 property = $45,000 lost.

• Missing out on an off-market gem that grows faster in value = untapped equity.

• Choosing the wrong property due to lack of experience = years of financial setback.

A Buyer’s Agent can help you avoid all of that and often negotiate below or fair market value, effectively covering their own fee and then some. It’s an investment that protects your financial future.

The Bottom Line

Getting pre-approved is step one. Buying the right property is step two and that’s where a Buyer’s Agent becomes your secret weapon.

At Two Birds One Loan, we work closely with trusted Buyer’s Agents across Sydney and beyond, ensuring our clients are supported from pre-approval to property purchase (and beyond).

We can connect you with a Buyer’s Agent who aligns with your goals, budget, and timeline so your next move is a smart one.

Ready to Take the Next Step?

You’ve got your pre-approval.
Now get the right expert on your side.

Contact Two Birds One Loan today to connect with a trusted Buyer’s Agent and start your property search the smart way.